Wealth management service available to our employees

Umbrella Company UK is partnered with a leading UK-based wealth management organisation. As a result, all of our employees are entitled to a free, no-obligation consultation with a specialist Financial Adviser.

Whether you’re interested in a free financial health check, you’d like to discuss salary sacrifice, or you’re interested in finding out the best mortgage opportunities for your circumstances – scheduling a call with a specialist Financial Adviser could be very beneficial.

Below are some of the services that our partner can help you with. We’ve also included a few that may be more suited to limited company contractors – for those who have a PSC.

Scroll down for more information.

Umbrella Company UK Wealth Management

Schedule a free consultation with a Financial Adviser.

Schedule a free consultation with a Financial Adviser.

Salary Sacrifice

Umbrella Company UK employees can contribute towards a personal pension pot with salary sacrifice. If you’re interested in boosting your personal pension pot in a tax-efficient way – salary sacrifice may be the perfect option for you. You can pay more into your personal pension pot each payment frequency by opting to receive less of your salary. And, contributions will be subjected to less tax and National Insurance Contributions. Whether you have an existing personal pension or you’re interested in discussing your options with an expert, you could instantly start benefitting.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Financial Health Check

A lot of time may have passed since you last dived into your personal finance history, or your circumstances may have recently changed, and you want to see where you stand. If you’re keen to find out more about your current financial situation, and you want inspiration on how to manage your money best, scheduling a free consultation with a Financial Advisor today could prove very valuable indeed.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Mortgages & Borrowing

Contractors, freelancers and temporary workers often have a more challenging time sourcing finance from lenders. For example, when the time comes, obtaining a mortgage or a bank loan can prove troublesome. However, by requesting a free consultation with a Financial Advisor, they will be able to make trustworthy recommendations that can help you obtain finance – with the best terms and conditions (including interest rates) available.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Company Pension Contribution

If you have a limited company, using a company pension contribution is a great way to save for your retirement while taking advantage of tax breaks. Company pension contributions reduce a company’s taxable profit and Corporate Tax Liability – making this method of pension contributions tax-efficient compared to alternative options. You may be able to forward unused allowances from previous years – allowing additional tax relief. Speaking with a Financial Advisor could help you choose the best option for saving for your retirement.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Relevant Life Plan

Setting up a relevant life plan is an excellent method of creating life cover for yourself (if you’re a limited company contractor) cost-effectively. Contributions towards a Relevant Life Plan are treated as a benefit, meaning they’re not taxable. There are significant savings available – particularly for higher and additional rate taxpayers. Speaking with a Financial Adviser is a great idea to find out more about relevant life cover and discuss the best options for your circumstances.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Personal Pension Contributions

There are plenty of benefits available when making personal pension contributions, but are you aware of them and how you could benefit? The UK government gives tax relief on your pension contributions up to £40,000 per year (Annual Allowance), but did you know you can carry forward any unused allowances from previous years and still benefit from tax relief? Also, you could take advantage of tax-efficient growth on your investments.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Investments & Savings

You may be interested in investing some of your hard-earned money but have little idea where to start. If this is the case, speaking with a Financial Advisor could provide you with helpful advice so that you can invest your money in the right places. On the other hand, you may just be looking for the best solution to save money with the best return. Speaking with an expert can help.

Please complete the form below to schedule a free consultation with a Financial Adviser.

Enterprise Investment Schemes & Venture Capital Trusts

Enterprise Investment Schemes (EIS) is a government scheme designed to encourage investment into start-up businesses. Ran by fund managers, Venture Capital Trusts (VCT) are companies with shares on the stock exchanges. EIS and VCT may be of interest to you because newly issued shares receive income tax relief of 30%, and growth on investments are tax-free (no Capital Gains). It’s also worth noting that EIS can be carried back to previous tax years, and VCT offer tax-free dividends on £200k of shares per annum.

Please complete the form below to schedule a free consultation with a Financial Adviser.

And More!

Our wealth management partner is a leading expert in their field, and they can help you with all kinds of requirements. As well as what is covered on this page, they can also help you with insurance advice (identifying which is the most suitable), tax planning, inheritance information, and more. Why not schedule a free consultation and see whether you can benefit from tailored advice?

Please complete the form below to schedule a free consultation with a Financial Adviser.

Schedule a Free Financial Consultation

All Umbrella Company UK clients are entitled to a free Financial Consultation and Health Check with a specialist Financial Adviser.

Please complete the short form to request a consultation at a convenient time. We will then get back to you shortly.

  • This field is for validation purposes and should be left unchanged.

Schedule a Free Financial Consultation

All Umbrella Company UK clients are entitled to a free Financial Consultation and Health Check with a specialist Financial Adviser.

Please complete the short form to request a consultation at a convenient time. We will then get back to you shortly.

  • This field is for validation purposes and should be left unchanged.